Upfront, milestone, closing. Live without the rollercoaster between payments.
Your projects last 2-4 months. The month you collect the closing payment you feel rich, the next you drown. Lumfi spreads your mental cash so it stops swinging.
“Cobrar 4 millones el viernes y tener 3 meses sin cobro hasta el siguiente cierre es la trampa del freelance. Lumfi me reparte ese cash en mi cabeza.”
What hurts on Mondays
Fat month / thin month
You collected 12K Friday. Do you spend it or is that money already booked for the next two months?
Advances in limbo
Contract signed but the upfront still hasn't landed. Should you plan around that money or not?
Endless revisions
The project stretched another month. The client pays at the end. Your cash calendar just broke.
Real outcomes, not promises
Cash spread weekly
Lumfi divides your incoming payments across the weeks ahead and gives you an honest weekly safe limit.
Milestones as recurring receivables
Load the contract as 3 payments (upfront, mid, closing) and Lumfi projects each with probability.
Alerts when you're over
When the project slips or you overspend, Lumfi warns you in time.
Lumfi, calibrated for you
Cash-flow semanal
Olvídate del “tengo 10K en el banco”. Lumfi te dice cuánto tienes que durar y cuánto te toca por semana.
Hitos de proyecto
Define proyecto = cliente + 3 pagos con probabilidad. Lumfi proyecta cada hito como un cobro futuro.
Límite seguro semanal
Tu “safe-to-use” se recalcula cada vez que un hito se confirma o se posterga.
Goal de “mes flaco”
Reserva automática para los meses que no cobras un cierre. Lumfi calcula cuánto debes apartar.
From sign-up to your first answer in 4 minutes
Carga el proyecto completo
Cliente, monto total, 3 fechas de cobro y probabilidad de cada una.
Lumfi reparte por semana
Si el proyecto dura 3 meses, Lumfi divide el cash en 12 semanas. Sabes qué te toca esta semana.
Cuando se atrasa, ajustas
Mueves la fecha del hito y el plan se recalcula en segundos.